Jewels for the less girly girl

There has got to be something out there, that is simple, tasteful and pretty without being wildly girly and pizzazzy, and without being ridiculously expensive.

A few months ago the big boss at work decided I no longer had to wear my uniform.  Yippee!!  Ever since I've slowly been building my career wardrobe.  I now have 2 suits and several tops.  I'm working on expanding my work shoe collection.  I currently have 2 pairs, with another pair on order which should be here soon.  I got these lovlies.  I hope they fit.

What I need is accessories.  Bracelets are tricky since I do a ton of typing.  I find they get in the way.  Rings are also a little tricky this time of year as my fingers swell in the heat.  Earrings I have to be careful with for a few reasons:  1) if they're cheaply made they'll irritate my ears, 2) if they're the wrong style they'll get hooked in the phone and one of a few things will happen: a) the phone will get caught and not come apart from the earring, b) the phone gets caught and yanks the earring out of my ear never to find the earring again.

Necklaces are the bain of my existance.   I want to like necklaces but they frustrate the hell out of me.  I don't like anything that feels tight around my neck.  Most necklaces dont' come long enough to find my, apparently, expansive neck.  Or they just look plain sillly on me.  I can tell with some of them that its going to look silly on me without even having to put it on.  Some of them I like, so I put it on and it looks ridiculous on me.  Like this.  I know this would look silly on me so I wouldn't even bother:

I need simple, understated, but pretty.  And the perfect length would be nice too.

The other day I had a vision for the outfit I had selected for work:
cobalt blue blouse (LOVE this blouse - such a great color)
black trousers

I have a thinnish patent black belt I had thought I'd wear with the shirt, and I have a long strand of (fake) pearls.  I got dressed, ran upstairs to the mirror....

I looked like an idiot.

I took the pearls and belt off.  My only accessory was a simple pair of sterling, dangle earrings.

So, there are a few possible scenarios here:

1) I'm choosing the wrong accessories
2) I'm wearing the accessories incorrectly
3) I really look fine and its all in my head

I'm assuming its 1 or 2.  But if it is 3 I have no way of knowing since I've been home alone for over a month, I have no one to bounce these ideas off of.  My roomie fully embraces her girliness so she's usually pretty good at helping me tap into mine.  But she's not here, and won't be for a few more weeks.

Since accessories spruce up an outfit and can change the look of an outfit (which is helpful when you only have 2 suits) my hunt shall continue.

I've tried Etsy and the results have been hit or miss:  some things have been fine, others not so much. If any of you have any favorite sites or stores with a good selection of accessories please share!